Terms of Service

Terms of Service

Effective Date: January  1, 2026

Last Updated: January  1, 2026

1. Acceptance of Terms

By accessing or using the Sky Lantern Financial website at [www.skylanternfinancial.com] , you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and others who access the Site.

2. Description of the Site

The Site is an informational website for Sky Lantern Financial, a financial advisory firm offering integrated wealth planning, tax strategy, and financial planning services. The Site provides general information about our firm, services, credentials, and how to get in touch with us.

3. Not Financial, Tax, or Legal Advice

IMPORTANT: The content on this Site is provided for informational and educational purposes only. Nothing on this Site constitutes financial, investment, tax, or legal advice, and nothing herein should be relied upon as a substitute for professional consultation.

Use of this Site does not create a client-advisor relationship between you and Sky Lantern Financial. A formal advisory relationship is only established through the execution of a written client agreement.

Always consult with a qualified financial advisor, CPA, or attorney before making financial, tax, or legal decisions.

4. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Sky Lantern Financial or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written consent.

5. Permitted Use

You may use the Site for lawful personal, non-commercial purposes only. You agree not to:

  • Use the Site in any way that violates applicable federal, state, or local laws or regulations
  • Transmit any unsolicited or unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to any part of the Site or its related systems
  • Use any automated means to scrape, crawl, or index any portion of the Site
  • Engage in any conduct that could damage, disable, or impair the Site

6. Third-Party Links and Services

Our Site may contain links to third-party websites or services (including Calendly for appointment scheduling and Spotify for our podcast). These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Disclaimers

The site and its content are provided on an “as is” and “as available” basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Sky Lantern Financial and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the site or its content.

9. Indemnification

You agree to indemnify and hold harmless Sky Lantern Financial and its affiliates, officers, agents, and employees from any claim or demand arising out of your use of the Site, your violation of these Terms, or your violation of any rights of another.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in San Francisco, CA.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: marina@skylanternfinancial.com

Phone:  415-404-7088